East African Community emblem
East African Community
Cross-border Payment System Masterplan

Partner States

Country-level masterplan milestones and G20 indicators for the eight EAC Partner States — Q4 2026

BUR
Burundi
0of 3 milestones done
0 in progress
DRC
DRC
0of 3 milestones done
0 in progress
KEN
Kenya
1of 3 milestones done
0 in progress
RWA
Rwanda
0of 3 milestones done
0 in progress
SOM
Somalia
0of 3 milestones done
0 in progress
SOSU
South Sudan
1of 3 milestones done
0 in progress
TAN
Tanzania
0of 3 milestones done
0 in progress
UGA
Uganda
1of 3 milestones done
0 in progress

Burundi

Masterplan milestones in Burundi

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCNot started by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour—
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour—
  • S-W Share of cross-border WHOLESALE payments credited within one hour—
  • A-R End-users able to send AND receive cross-border RETAIL paymentsPartial
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsPartial
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before paymentPartial

DRC

Masterplan milestones in DRC

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCNot started by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour—
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour—
  • S-W Share of cross-border WHOLESALE payments credited within one hour—
  • A-R End-users able to send AND receive cross-border RETAIL payments—
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsNo
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before payment—

Kenya

Masterplan milestones in Kenya

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCDone by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour—
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour—
  • S-W Share of cross-border WHOLESALE payments credited within one hour—
  • A-R End-users able to send AND receive cross-border RETAIL paymentsYes
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsYes
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before paymentPartial

Rwanda

Masterplan milestones in Rwanda

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCNot started by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour100.0%
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour100.0% (7 corridors)
  • S-W Share of cross-border WHOLESALE payments credited within one hour100.0%
  • A-R End-users able to send AND receive cross-border RETAIL paymentsYes
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsYes
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before paymentPartial

Somalia

Masterplan milestones in Somalia

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCNot started by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment0.75% (7 corridors)
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour99.0%
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour99.0% (7 corridors)
  • S-W Share of cross-border WHOLESALE payments credited within one hour—
  • A-R End-users able to send AND receive cross-border RETAIL paymentsPartial
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsNo
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before payment—

South Sudan

Masterplan milestones in South Sudan

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCDone by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE10.00% (7 corridors)
  • S-R Share of cross-border RETAIL payments credited within one hour—
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour—
  • S-W Share of cross-border WHOLESALE payments credited within one hour—
  • A-R End-users able to send AND receive cross-border RETAIL paymentsPartial
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsNo
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before paymentPartial

Tanzania

Masterplan milestones in Tanzania

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCNot started by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour100.0%
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour100.0% (7 corridors)
  • S-W Share of cross-border WHOLESALE payments credited within one hour100.0%
  • A-R End-users able to send AND receive cross-border RETAIL paymentsYes
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsYes
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before paymentNo

Uganda

Masterplan milestones in Uganda

  • I10.1 Develop national retail instant switches for all Partner StatesNot started by Q3 2029
  • I16.1 Build capacity on CBDCDone by Q3 2030
  • I18 Explore the use of emerging technologies and schemes in the context of paymentsNot started by Q3 2030

G20 indicators 2025 baseline

  • C-R Cost of a cross-border RETAIL payment—
  • C-M Cost of a cross-border REMITTANCE—
  • S-R Share of cross-border RETAIL payments credited within one hour—
  • S-M Share of cross-border REMITTANCE payments reaching the recipient within one hour—
  • S-W Share of cross-border WHOLESALE payments credited within one hour—
  • A-R End-users able to send AND receive cross-border RETAIL payments—
  • A-M Individuals with access to a means of cross-border electronic REMITTANCE—
  • A-W Institutions able to send AND receive cross-border WHOLESALE paymentsYes
  • T-1 Providers required to disclose total cost, delivery time, tracking and terms before payment—

Figures for Q4 2026, published 2026-10-30 04:18+03:00 EAT by the EAC Secretariat from the Masterplan Reporting Tool. Progress = weighted share of activities Done (Reporting Tool method). Each initiative is shown as last reported at or before this quarter. Download the initiative figures (CSV)