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East African Community
Cross-border Payment System Masterplan
Published figures for Q4 2026 · 1 of 30 initiative tracks reported this quarter; the others are shown as last reported
East African Community · Q4 2026

Cross-border Payment System
Masterplan Dashboard

Regional strategy 2025–2031 · 8 EAC Partner States · 4 pillars · 20 initiatives · 30 tracks · 122 activities · 5 development partners · $21.2M estimated budget

Overall implementation progress
28%
Expected by now: 46%Target: 100% by Q2 2031
Average of all 30 initiative tracks: 1 reported for Q4 2026, 29 shown as of their last report and measured against where they should be by Q4 2026.
Initiatives and sub-initiatives
Funding status
30
Total
27
In progress
0
Completed
3
Not started
25
Fully funded
0
Partially funded
5
Unfunded

Status distribution

Initiatives by status
  • Completed0 · 0%
  • In progress27 · 90%
  • Not started3 · 10%

Funding coverage

Initiatives by funding status
  • Fully funded25 · 83%
  • Partially funded0 · 0%
  • Unfunded5 · 17%

Pillar progress

  • 1. Governance40%
  • 2. Infrastructure19%
  • 3. Inclusivity34%
  • 4. Capacity Building15%
Expected by now

Progress over time overall, by quarter

Quarter0%25%50%75%100%28%Q2 202628%Q3 202628%Q4 2026
Show as table
QuarterAchieved
Q2 202628%
Q3 202628%
Q4 202628%

Activity milestones 143 tracked

  • Done 39
  • In progress 21
  • Don't know 5
  • Not started 78

Each initiative is broken into weighted activity milestones. Progress is the weighted share marked Done. 21 initiatives have an activity past its target date.

Strategic pillars

Pillar 1: Governance
40%
7 initiatives · 10 tracks · expected 66% · $2M
Pillar 2: Infrastructure
19%
4 initiatives · 7 tracks · expected 32% · $14.6M
Pillar 3: Inclusivity
34%
4 initiatives · 7 tracks · expected 63% · $1.3M
Pillar 4: Capacity Building
15%
5 initiatives · 6 tracks · expected 12% · $3.3M

G20 outcomes 2025 baselineAll outcomes →

C-R · Cost · Retail
0.75%
Cost of a cross-border RETAIL payment
Meets target so far
7 of 56 corridors reported
C-M · Cost · Remittance
10.00%
Cost of a cross-border REMITTANCE
Below target
7 of 56 corridors reported
C-W · Cost · Wholesale
—
Cost of a cross-border WHOLESALE / interbank payment
No G20 target
0 of 56 corridors reported
S-R · Speed · Retail
99.7%
Share of cross-border RETAIL payments credited within one hour
Meets target so far
3 of 8 Partner States reported
S-M · Speed · Remittance
99.7%
Share of cross-border REMITTANCE payments reaching the recipient within one hour
Meets target so far
21 of 56 corridors reported
S-W · Speed · Wholesale
100.0%
Share of cross-border WHOLESALE payments credited within one hour
Meets target so far
2 of 8 Partner States reported
A-R · Access · Retail
3 of 8
End-users able to send AND receive cross-border RETAIL payments
Below target
6 of 8 Partner States reported
A-M · Access · Remittance
—
Individuals with access to a means of cross-border electronic REMITTANCE
No data yet
0 of 8 Partner States reported
A-W · Access · Wholesale
4 of 8
Institutions able to send AND receive cross-border WHOLESALE payments
Below target
8 of 8 Partner States reported
T-1 · Transparency · All providers
0 of 8
Providers required to disclose total cost, delivery time, tracking and terms before payment
Below target
5 of 8 Partner States reported

Partner States By country →

BUR
Burundi
0of 3 country milestones done
0 in progress
DRC
DRC
0of 3 country milestones done
0 in progress
KEN
Kenya
1of 3 country milestones done
0 in progress
RWA
Rwanda
0of 3 country milestones done
0 in progress
SOM
Somalia
0of 3 country milestones done
0 in progress
SOSU
South Sudan
1of 3 country milestones done
0 in progress
TAN
Tanzania
0of 3 country milestones done
0 in progress
UGA
Uganda
1of 3 country milestones done
0 in progress

Development partners · 5 partners

Development partner
GIZ / BMZ
$16.1Mestimated budget of supported initiatives
15
Initiatives
0
Complete
12
Active
3
Not started
Avg. progress23%
Pillar 1 — GovernancePillar 2 — InfrastructurePillar 3 — InclusivityPillar 4 — Capacity Building★ Multi-DP · 8
Development partner
FSD Network
$14.4Mestimated budget of supported initiatives
7
Initiatives
0
Complete
5
Active
2
Not started
Avg. progress19%
Pillar 2 — InfrastructurePillar 3 — InclusivityPillar 4 — Capacity Building★ Multi-DP · 7
Development partner
World Bank Group
$14.1Mestimated budget of supported initiatives
7
Initiatives
0
Complete
7
Active
0
Not started
Avg. progress31%
Pillar 1 — GovernancePillar 2 — Infrastructure★ Multi-DP · 3
Development partner
AfDB
$1.7Mestimated budget of supported initiatives
4
Initiatives
0
Complete
3
Active
1
Not started
Avg. progress23%
Pillar 1 — GovernancePillar 2 — InfrastructurePillar 4 — Capacity Building★ Multi-DP · 2
Development partner
Gates Foundation
$650Kestimated budget of supported initiatives
4
Initiatives
0
Complete
4
Active
0
Not started
Avg. progress56%
Pillar 1 — GovernancePillar 3 — Inclusivity★ Multi-DP · 1

Co-funded initiatives count under each of their partners, so partner budgets overlap and do not add up to the total.

View detailed initiativesView roadmap

Figures for Q4 2026, published 2026-10-30 04:18+03:00 EAT by the EAC Secretariat from the Masterplan Reporting Tool. Progress = weighted share of activities Done (Reporting Tool method). Each initiative is shown as last reported at or before this quarter. Download the initiative figures (CSV)