Initiatives
Detailed view of all 20 masterplan initiatives and their 30 tracks — Q4 2026
| PILLAR | INITIATIVE | PARTNER | FUNDING | STATUS | PROGRESS | Details |
|---|---|---|---|---|---|---|
| Pillar 1 | I1: Development of a mutual recognition framework for cross-border PSP licensing | Gates Foundation | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 1 | I2: Development of a Regional Cooperative Oversight Framework | Gates Foundation | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 1 | I3: Development of a harmonised intra-regional cross-border mobile money/ e-wallet regulatory framework | GIZ / BMZ | Fully funded | In progress Behind: 2 overdue | ||
| Pillar 1 | I4: Development of a harmonised version of common messaging standards | World Bank Group | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 1 | I5: Development of cross-border principles for currency acceptability and convertibility ★ Multi-DP · 2 | AfDB, World Bank Group | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 1 | I6.1: Develop minimum AML/CFT/CPF assurance standards | World Bank Group | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 1 | I6.2: Develop minimum standards for fraud mitigation | World Bank Group | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 1 | I7.1: Development of crossborder transaction resolution framework for non-bank PSPs | — | Unfunded | In progress Behind: 1 overdue | ||
| Pillar 1 | I7.2: Develop non-bank PSP dispute resolution framework | — | Unfunded | In progress Behind: 1 overdue | ||
| Pillar 1 | I7.3: Develop non-bank PSP insolvency framework | — | Unfunded | In progress Behind: 1 overdue | ||
| Pillar 2 | I8: Assessment of potential onboarding of hard currency within EAPS to expand access | AfDB | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 2 | I9: Upgrade of EAPS | AfDB | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 2 | I10.1: Develop national retail instant switches for all Partner States ★ Multi-DP · 2 | GIZ / BMZ, FSD Network | Fully funded | Not started | ||
| Pillar 2 | I10.2: Develop a common rulebook for cross-border retail payments ★ Multi-DP · 2 | GIZ / BMZ, FSD Network | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 2 | I10.3: Interlink existing national retail switches ★ Multi-DP · 3 | World Bank Group, FSD Network, GIZ / BMZ | Fully funded | In progress | ||
| Pillar 2 | I10.4: Transition to a fit-for-purpose regional centralised switch ★ Multi-DP · 3 | World Bank Group, GIZ / BMZ, FSD Network | Fully funded | In progress | ||
| Pillar 2 | I11: Development of regtech and suptech tools for effective oversight and data collection | World Bank Group | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 3 | I12: Constitution of a regional payments system forum which includes private sector participation ★ Multi-DP · 2 | GIZ / BMZ, FSD Network | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 3 | I13: Development of a consumer protection framework | — | Unfunded | In progress Behind: 1 overdue | ||
| Pillar 3 | I14.1: Quick Response (QR) code for simplified user experiences and alignment of risk management of QR transactions | GIZ / BMZ | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 3 | I14.2: Proxy identifiers/ aliases and their validation processes | GIZ / BMZ | Fully funded | In progress | ||
| Pillar 3 | I14.3: Open and secure APIs for seamless technical integration and onboarding | GIZ / BMZ | Fully funded | In progress Behind: 1 overdue | ||
| Pillar 3 | I15.1: Define a regional KPI framework aligned with the G20 principles ★ Multi-DP · 2 | Gates Foundation, GIZ / BMZ | Fully funded | In progress Behind: 4 overdue | ||
| Pillar 3 | I15.2: Establish a regional reporting and transparency mechanism | Gates Foundation | Fully funded | In progress Behind: 4 overdue | ||
| Pillar 4 | I16.1: Build capacity on CBDC | GIZ / BMZ | Fully funded | In progress | ||
| Pillar 4 | I16.2: Assess feasibility of CBDCs for cross-border payments | GIZ / BMZ | Fully funded | In progress | ||
| Pillar 4 | I17: Understand approach to regulation and oversight of virtual assets | — | Unfunded | In progress Behind: 1 overdue | ||
| Pillar 4 | I18: Explore the use of emerging technologies and schemes in the context of payments | GIZ / BMZ | Fully funded | Not started | ||
| Pillar 4 | I19: Promote regional payment systems through awareness and dissemination ★ Multi-DP · 3 | AfDB, GIZ / BMZ, FSD Network | Fully funded | Not started | ||
| Pillar 4 | I20: Enhance knowledge of payment systems through knowledge sharing and peer learning ★ Multi-DP · 2 | GIZ / BMZ, FSD Network | Fully funded | In progress |
The black tick on each bar marks where the initiative is expected to be by now: the share of its activities whose target date has passed.
Figures for Q4 2026, published 2026-10-30 04:18+03:00 EAT by the EAC Secretariat from the Masterplan Reporting Tool. Progress = weighted share of activities Done (Reporting Tool method). Each initiative is shown as last reported at or before this quarter. Download the initiative figures (CSV)