G20 outcomes

Cost, speed, access and transparency of cross-border payments in the EAC against the G20 Roadmap targets — reported annually, 2025 baseline

Most indicators rest on returns from a few Partner States so far. Each card shows how many corridors or countries reported; a result reached on partial data is marked “so far”.

Cost What a cross-border payment costs the sender

C-R · RetailMeets target so far

Cost of a cross-border RETAIL payment

0.75%regional average

G20 target: ≤1% of value on average, no corridor above 3%, by end-2027

7 of 56 corridors reported · data confidence: low

View by corridor

Cost of a cross-border RETAIL payment by corridor: rows send, columns receive
From ↓ / To →	BUR	DRC	KEN	RWA	SOM	SOSU	TAN	UGA
Burundi		—	—	—	—	—	—	—
DRC	—		—	—	—	—	—	—
Kenya	—	—		—	—	—	—	—
Rwanda	—	—	—		—	—	—	—
Somalia	0.75%	0.75%	0.75%	0.75%		0.75%	0.75%	0.75%
South Sudan	—	—	—	—	—		—	—
Tanzania	—	—	—	—	—	—		—
Uganda	—	—	—	—	—	—	—

average 0.75% against ≤1%; 0 corridor(s) above the 3% cap (on 7 of 56 corridors reporting)

C-M · RemittanceBelow target

Cost of a cross-border REMITTANCE

10.00%regional average

G20 target: ≤3% for a USD 200 send by 2030, no corridor above 5%

7 of 56 corridors reported · data confidence: medium

View by corridor

Cost of a cross-border REMITTANCE by corridor: rows send, columns receive
From ↓ / To →	BUR	DRC	KEN	RWA	SOM	SOSU	TAN	UGA
Burundi		—	—	—	—	—	—	—
DRC	—		—	—	—	—	—	—
Kenya	—	—		—	—	—	—	—
Rwanda	—	—	—		—	—	—	—
Somalia	—	—	—	—		—	—	—
South Sudan	✕ 10.00%	✕ 10.00%	✕ 10.00%	✕ 10.00%	✕ 10.00%		✕ 10.00%	✕ 10.00%
Tanzania	—	—	—	—	—	—		—
Uganda	—	—	—	—	—	—	—

average 10.00% against ≤3%; 7 corridor(s) above the 5% cap (on 7 of 56 corridors reporting)

C-W · WholesaleNo G20 target

Cost of a cross-border WHOLESALE / interbank payment

—regional average

no numeric G20 target; supporting indicator only

0 of 56 corridors reported · data confidence: low

View by corridor

Cost of a cross-border WHOLESALE / interbank payment by corridor: rows send, columns receive
From ↓ / To →	BUR	DRC	KEN	RWA	SOM	SOSU	TAN	UGA
Burundi		—	—	—	—	—	—	—
DRC	—		—	—	—	—	—	—
Kenya	—	—		—	—	—	—	—
Rwanda	—	—	—		—	—	—	—
Somalia	—	—	—	—		—	—	—
South Sudan	—	—	—	—	—		—	—
Tanzania	—	—	—	—	—	—		—
Uganda	—	—	—	—	—	—	—

No numeric G20 target; tracked for direction of travel.

Speed How quickly the money reaches the recipient

S-R · RetailMeets target so far

Share of cross-border RETAIL payments credited within one hour

99.7%regional average

G20 target: 75% within one hour, remainder within one business day

3 of 8 Partner States reported · data confidence: medium

View by Partner State

Burundi: not reported
DRC: not reported
Kenya: not reported
Rwanda: 100.0%
Somalia: 99.0%
South Sudan: not reported
Tanzania: 100.0%
Uganda: not reported

average 99.7% against ≥75% (on 3 of 8 Partner States reporting)

S-M · RemittanceMeets target so far

Share of cross-border REMITTANCE payments reaching the recipient within one hour

99.7%regional average

G20 target: 75% within one hour IN EVERY CORRIDOR

21 of 56 corridors reported · data confidence: low

View by corridor

Share of cross-border REMITTANCE payments reaching the recipient within one hour by corridor: rows send, columns receive
From ↓ / To →	BUR	DRC	KEN	RWA	SOM	SOSU	TAN	UGA
Burundi		—	—	—	—	—	—	—
DRC	—		—	—	—	—	—	—
Kenya	—	—		—	—	—	—	—
Rwanda	100.0%	100.0%	100.0%		100.0%	100.0%	100.0%	100.0%
Somalia	99.0%	99.0%	99.0%	99.0%		99.0%	99.0%	99.0%
South Sudan	—	—	—	—	—		—	—
Tanzania	100.0%	100.0%	100.0%	100.0%	100.0%	100.0%		100.0%
Uganda	—	—	—	—	—	—	—

0 corridor(s) below 75% (on 21 of 56 corridors reporting)

S-W · WholesaleMeets target so far

Share of cross-border WHOLESALE payments credited within one hour

100.0%regional average

G20 target: 75% within one hour; also reconciled by end of the day credited

2 of 8 Partner States reported · data confidence: medium

View by Partner State

Burundi: not reported
DRC: not reported
Kenya: not reported
Rwanda: 100.0%
Somalia: not reported
South Sudan: not reported
Tanzania: 100.0%
Uganda: not reported

average 100.0% against ≥75% (on 2 of 8 Partner States reporting)

Access Whether people and institutions can send and receive

A-R · RetailBelow target

End-users able to send AND receive cross-border RETAIL payments

3 of 8Partner States: yes

G20 target: every end-user with at least one option by end-2027

6 of 8 Partner States reported · data confidence: high

View by Partner State

Burundi: Partial
DRC: not reported
Kenya: Yes
Rwanda: Yes
Somalia: Partial
South Sudan: Partial
Tanzania: Yes
Uganda: not reported

3 of 8 Partner States meet it (Y); 6 of 8 reported

A-M · RemittanceNo data yet

Individuals with access to a means of cross-border electronic REMITTANCE

—regional average

G20 target: >90% of individuals by end-2027

0 of 8 Partner States reported · data confidence: medium

A-W · WholesaleBelow target

Institutions able to send AND receive cross-border WHOLESALE payments

4 of 8Partner States: yes

G20 target: every institution with at least one option, multiple where appropriate

8 of 8 Partner States reported · data confidence: medium

View by Partner State

Burundi: Partial
DRC: No
Kenya: Yes
Rwanda: Yes
Somalia: No
South Sudan: No
Tanzania: Yes
Uganda: Yes

4 of 8 Partner States meet it (Y); 8 of 8 reported

Transparency Whether providers must disclose cost and time up front

T-1 · All providersBelow target

Providers required to disclose total cost, delivery time, tracking and terms before payment

0 of 8Partner States: yes

G20 target: all providers by end-2027

5 of 8 Partner States reported · data confidence: medium

View by Partner State

Burundi: Partial
DRC: not reported
Kenya: Partial
Rwanda: Partial
Somalia: not reported
South Sudan: Partial
Tanzania: No
Uganda: not reported

0 of 8 Partner States meet it (Y); 5 of 8 reported

Figures for Q4 2026, published 2026-10-30 04:18+03:00 EAT by the EAC Secretariat from the Masterplan Reporting Tool. Progress = weighted share of activities Done (Reporting Tool method). Each initiative is shown as last reported at or before this quarter. Download the initiative figures (CSV)